Available for up to two 364-day policy periods, Inbound Choice is a low-cost scheduled benefit travel medical plan that provides up to $130,000 in coverage for any new illness & injury that might occur while traveling to the US.
**Note: We cannot accept an address from Colorado, Maryland, New York, South Dakota or Washington.
**Country Restrictions: We cannot accept an address in Australia, Canada, Islamic Republic of Iran, Switzerland, Syrian Arab Republic, the U.S. Virgin Islands, Gambia, Ghana, Nigeria, Sierra Leone.Quote & Buy Inbound Choice
While the United States offers the most comprehensive medical care available, it is often complicated as well as very expensive. For the visitor to the United States or the recent immigrant, finding a program that is easy to understand and reasonably priced is often difficult.
As a solution, Inbound Choice was developed to provide a simple program to visitors and immigrants.
This is a brief description of the Inbound Choice Visitor Medical Insurance Plan. Detailed wording is outlined in the Program Summary, which will be mailed to you once you have enrolled into Inbound Choice.
This program is available to non-United States citizens who come to the U.S. for business, pleasure, to study, or to immigrate. The program must become effective within 24 months of arrival in the United States.
Your coverage length may vary from 5 days to a maximum of 364 days in a policy period. Your total period of coverage cannot exceed 728 days (two 364-day policy periods). You have the option to renew coverage in any increment of 5 days or more (there is a $5 fee each time you renew). If you allow coverage to lapse, you must return to your home country for a minimum of 31 days before reapplying.
Effective Date - Your coverage will begin on the latest of the following:
Expiration Date - Your coverage will end on the earlier of the following:
Upon each renewal, rates, benefits, and program in general are subject to change.
If your covered injury or sickness requires medical treatment, we will pay the coverage amounts listed in the schedule of benefits, minus your chosen per person deductible. Treatment must be received within 364 days of the injury or sickness.
We will pay up to $50,000 for an illness or injury which occurs while you are on an incidental trip to your home country (30 days per 364 days of purchased coverage or pro rata thereof, approximately 2½ days per month).
If you buy at least 30 days of coverage, you may travel to countries other than the United States for up to 30 days. This benefit does not include travel back to your home country, and it does not extend after your current expiration date.
Inbound Choice is underwritten by Certain Underwriters at Lloyd's, London and is rated A "Excellent" by A.M. Best. In addition to being one of the largest insurance entities in the world, Lloyd's has over 300 years of experience in the international insurance business.
(“PPACA”): This insurance is not subject to, and does not provide certain of the insurance benefits required by, the United States PPACA. PPACA requires certain U.S. residents and citizens to obtain PPACA compliant insurance coverage. In certain circumstances penalties may be imposed on U.S. residents and citizens who do not maintain PPACA compliant insurance coverage. You should consult your attorney or tax professional to determine if PPACA’s requirements are applicable to you. The policy contains the plan benefits, including a lifetime maximum that you have selected. Please review your choices to ensure that you have sufficient coverage to meet your medical needs.
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