Available for trips up to 180 days in duration, Travel Max is a quality trip cancellation insurance plan that provides a wide range of carefully chosen benefits to protect your trip cost, health, baggage & cancel for any reason coverage.
Due to Foreign Assets Control (OFAC) regulations this plan is not availalble for trips or cruises to the following countries: Iran - Libya - North Korea - SyriaQuote & Buy Travel Max
The following exclusion applies to the Accidental Death & Dismemberment coverage:
The following exclusion applies to the Emergency Medical & Dental Expense, Trip Cancellation, Trip Interruption, Trip Delay and Missed Cruise Connection coverages:
We will not pay for loss or expense caused by or incurred resulting from a Pre-Existing Condition, as defined in the plan, including death that results therefrom. This Exclusion does not apply to benefits under covered expenses for emergency medical evacuation or repatriation of remains of the Emergency Evacuation & Repatriation coverage.
Waiver of the Pre-Existing Condition Exclusion
The Pre-Existing Condition Exclusion is waived provided you meet all of the following requirements:
The following exclusion applies to all coverages:
We will not pay for any loss under the plan, caused by, or resulting from:
The following exclusion applies to the Baggage & Personal Effects and Baggage Delay coverages:
We will not pay for damage to or loss of:
We will not pay for loss arising from:
This benefit is not available if the Covered Trip cost per person is greater than $10,000.
Cancel for any Reason
If you cancel your Covered Trip for any reason not otherwise covered by this plan, we will reimburse you for 75% of the prepaid, forfeited, nonrefundable Payments or Deposits you paid for your Covered Trip provided:
For any other exclusions or limitations, please refer to the policy description of coverage
Note: This plan contains disability insurance benefits or health insurance benefits, or both, that only apply during the covered trip. You may have coverage from other sources that already provides you with these benefits. You should review your existing policies. If you have any question about your current coverage, call your insurer or health plan.
(“PPACA”): This insurance is not subject to, and does not provide certain of the insurance benefits required by, the United States PPACA. PPACA requires certain U.S. residents and citizens to obtain PPACA compliant insurance coverage. In certain circumstances penalties may be imposed on U.S. residents and citizens who do not maintain PPACA compliant insurance coverage. You should consult your attorney or tax professional to determine if PPACA’s requirements are applicable to you. The policy contains the plan benefits, including a lifetime maximum that you have selected. Please review your choices to ensure that you have sufficient coverage to meet your medical needs.
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