Liaison International

From SevenCorners

Available for up 45 days, Liaison International is a comprehensive travel medical plan that provides coverage for any new illness & injury that might occur while traveling outside of your country of residence.

**Note: Not available to residents of Colorado, Maryland, New York, South Dakota or Washington.

**Country Restrictions: We cannot accept an address in Islamic Republic of Iran, Syrian Arab Republic, U.S. Virgin Islands, Gambia, Ghana, Nigeria, and Sierra Leone.

**Destination Restrictions: We cannot cover trips to Islamic Republic of Iran and Syrian Arab Republic.

Quote & Buy Liaison International

Liaison International Benefit Schedule

Benefit

Description

Medical Maximum
$50,000; $100,000; $500,000; $1,000,000 (ages 80+, maximum limited to $15,000)
Deductible
$0; $100; $250; $500; $1000; $2500. Deductible is per person per coverage period, maximum of 3 Policy Period deductibles per family. The selected Deductible and Coinsurance amount must be met for your Policy Period of coverage. The selected deductible & coinsurance amount must be met for each 45 day coverage period.
Coinsurance
  • Traveling outside the United States: After you pay the deductible, we pay 100% to the selected medical maximum.
  • Traveling to the United States: After you pay the deductible, we pay 80% of the next $5,000 of eligible expenses, then 100% to the selected medical maximum.
Hospital Indemnity
$150 per night for a maximum of 30 days per occurrence, while traveling outside the U.S. and Canada.
Dental
Sudden Relief of Pain
$100 per coverage period
Dental
Accident Coverage
$500 per coverage period
Emergency Medical Evacuation / Repatriation
$300,000 per coverage period (in addition to the Medical Maximum) per coverage period
Home Country Coverage
  • Incidental Trips to the Home Country: Up to $50,000 per coverage period (not available for coverage periods of less than 30 days)
  • Extension of Benefits: Up to $5,000 per coverage period.
Return of Mortal Remains
$50,000 per coverage period
Emergency Reunion
$50,000 per coverage period
Return of Minor Child(ren)
$50,000 per coverage period
Interruption of Trip
$5,000 per coverage period
Lost Checked Luggage
$250 per occurrence
Local Ambulance Expense
$5,000 per coverage period
Accidental Death & Dismemberment
  • $25,000 Principal Sum for Insured or Insured Spouse
  • $5,000 for Dependent Child
Note: In the event of a Common Carrier Accidental Death, this benefit will not be paid.
Common Carrier AD&D
  • $50,000 per adult
  • $10,000 per dependent
  • $250,000 Maximum per family
Hospital Room & Board
Usual, reasonable and customary to the selected Policy Maximum
Intensive Care
Usual, reasonable and customary to the selected Policy Maximum
Outpatient Medical Expense
Usual, reasonable and customary to the selected Policy Maximum
Unexpected Recurrence of a Pre-Existing Condition
  • Up to $25,000 per coverage period for U.S. residents under age 70 traveling outside the United States & Canada
  • Age 70+ up to $5,000
Acute Onset of a Pre-Existing Condition
non-US residents traveling to the US

$15,000 per coverage period for non-U.S. residents under age 70 traveling in the U.S. (age 70+, no benefit) for medical expenses & $25,000 for emergency medical evacuation.

Benefit Period

180 days*

*What is a benefit period? It’s the amount of time you have from the date of your injury / illness to receive treatment. Your initial treatment must begin within 30 days, and treatment may continue for up to 180 days.

Country Restrictions

We cannot accept an address in Islamic Republic of Iran, Syrian Arab Republic, U.S. Virgin Islands, Gambia, Ghana, Nigeria, and Sierra Leone.

Destination Restrictions

Islamic Republic of Iran and Syrian Arab Republic.

Unexpected Recurrence of a pre-existing condition

U.S. Residents traveling outside the United States & Canada

We pay to the specified limit for a sudden, unexpected recurrence of a pre-existing condition. We do not cover known, required, or expected treatment existent or necessary 12 months prior to your coverage.

Acute onset of a pre-existing condition

Non U.S. Residents under age 70 traveling in the United States

We pay to the stated limit for an acute onset which occurs during your coverage period if you receive treatment within 24 hours of the sudden and unexpected recurrence. A condition that is congenital or gradually worsens over time is not covered. Also, there is no coverage for known, required, or expected treatment existent or necessary for 36 months prior to your coverage. A pre-existing condition is not covered if you had a prescription or treatment change for a diagnosis related to the acute onset 30 days before the onset.

An "Acute Onset of a Pre-existing Condition" is a sudden and unexpected outbreak or recurrence of a Pre-existing Condition(s) which occurs spontaneously and without advance warning either in the form of Physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires urgent care. The Acute Onset of a Pre-existing Condition must occur after the effective date of the policy. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence. A Pre-existing Condition that is a chronic or congenital condition or that gradually becomes worse over time will not be considered Acute Onset. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or Treatments existent or necessary prior to the Effective Date of coverage.

Patient Protection and Affordable Care Act

(“PPACA”): This insurance is not subject to, and does not provide certain of the insurance benefits required by, the United States PPACA. PPACA requires certain U.S. residents and citizens to obtain PPACA compliant insurance coverage. In certain circumstances penalties may be imposed on U.S. residents and citizens who do not maintain PPACA compliant insurance coverage. You should consult your attorney or tax professional to determine if PPACA’s requirements are applicable to you. The policy contains the plan benefits, including a lifetime maximum that you have selected. Please review your choices to ensure that you have sufficient coverage to meet your medical needs.

InsuranceQuest.com is a web site from CDA Insurance LLC. CDA Insurance LLC is not an insurance carrier, we are an agency that represents many companies offering products to the general public. We do our best to assure that all information presented on our web site is current and accurate. The information and suggestions on our site are intended for informational purposes only, and we expressly disclaim any representations or warranties, express or implied, regarding the accuracy of such information.

[ learn more ]