Travel Medical Insurance Plans
In this section of the site we have Travel Medical Insurance plans. These plans offer temporary coverage from between 5 days and 3 years depending on the plan you choose. They are guaranteed issue, meaning there are no health questionnaires to complete, only a simple application and your policy is issued. They offer limited coverage in your country of citizenship/residence. They don't cover things like maternity, physicals or pre-existing conditions (with limited exceptions). They should be considered international sickness/injury plans. You might look at these plans for more comprehensive international health insurance coverage or here if you are looking for trip cancellation/baggage protection. Whether it is for a British Citizen that makes frequent business trips around the EU, a Brazilian going on a Scuba Diving trip to Australia, parents from India coming to the US to visit their children and grandchildren, or a US Citizen living in Mexico, we have plans that will fit your needs.
We understand that shopping for insurance can be a very confusing process. We take our job very seriously and do everything we can to be sure that you understand the plan that you purchase
There are two different basic plan designs that can be considered Travel Medical Insurance. We list the plan below based on the design category that they fall in.
Comprehensive Benefit Plans
Atlas American and Atlas International
The Atlas Series automatically includes many new benefits, services and features that make it the best option for individuals and families who travel internationally. At no additional cost, the Atlas Series adds coverage for Acts of Terrorism, Complications of Pregnancy and Incidental Trips home to the industy's leading travel medical insurance plan. State of the art travel and emergency medical assistance services are part of every Atlas Series plan. In addition, the Atlas Series allows you to buy coverage for up to 364 days. If you need coverage beyond that, you are allowed to buy a new policy. All of this with the same astonishing service you have come to expect from HCC Medical Insurance Services, the leader in international travel medical insurance. You can view the description of benefits or the schedule of benefits for further details. [more information]
Liaison International provides comprehensive medical coverage while traveling outside the insured's home country (country of permanent residence), Travel Medical Insurance fills a valuable need to the global community. You can buy Liaison International to cover you on your trips of 5 days or more, Liaison International is renewable for up to 6 months. Choose policy maximums from $50,000 to $1,000,000. [more information]
Liaison Continent is similar to the Liaison International plan, however it offers some plan designs that make it one of the lowest priced "comprehensive plans".
You can buy Liaison Continent to cover you on your trips of
5 days or more and
is renewable for up to 187 days.
This plan has compelling premiums for "non-US citizens" traveling outside the US... It is currently the one of two plans that allows a US citizen to buy coverage for a trip to the US. Choose policy maximums from $50,000 to $1,000,000. [more information]
Liaison Majestic is another in the "Liaison" family of products. Like Liaison Continent, this plan allows you to buy coverage for travel outside of your country of residence. This allows expats to buy this policy for trips back to their country of citizenship.
The maximum period of time Seven Corners will allow you to be covered under Liaison® Majestic up to three 364-day Policy Periods (1 Policy Period for persons age 65 and over).
Liaison® Majestic is currently the one of two plans that allows a US citizen to buy coverage for a trip to the US. Choose from the following policy maximums: $60,000; $125,000; $600,000; $1,000,000 (ages 80+, maximum limited to $20,000). [more information]
Patriot American and Patriot International
The Patriot Series are two Patriot products available to meet your needs. Each plan provides up to US$2,000,000 of medical coverage. The Patriot Series provides coverage for people traveling outside their country of citizenship for a minimum of 5 days up to a maximum of two years and can be renewed with a minimum 3 month purchase. [more information]
Scheduled Benefit Plans
USA is the original "scheduled benefit" plan that was designed to provide an option to people that could not afford the more expensive "comprehensive" benefit plans. While the United States offers the most
comprehensive medical care available, it is often complicated as
well as very expensive. For the visitor to the United States or
the recent immigrant, finding a program that is easy to understand
priced is often difficult.
As a solution, InboundUSA was developed to provide a simple program to visitors and immigrants. This program is available to non-United States citizens who come to the U.S. for business, pleasure, to study, or to immigrate. The program must become effective within 12 months of arrival in the United States. [more information]
Immigrant was developed to
provide a simple program to visitors and immigrants. This program
is available to non-United States citizens who come to the U.S.
for business, pleasure, to study, or to immigrate. It is available
for up to 5 years of coverage and is a perfect low cost option for
someone waiting for Medicare eligibility..
While the United States offers the most comprehensive medical care available, it is often complicated as well as very expensive. For the visitor to the United States or the recent immigrant, finding a program that is easy to understand and reasonably priced is often difficult. [more information]
Visitors Care offers a broad package of scheduled benefits for individuals traveling and/or temporarily residing outside their home country for a minimum of five days. There are nine separate options based on deductible levels and maximum limits. Simply select the option that best fits your needs.
Additionally, the Visitors Care plan offers excellent benefits and services to meet your global needs. You have access to international, multilingual customer service centers, claims administrators who process claims from all over the world, handling virtually every language and currency, and 24 hour access to highly qualified coordinators of emergency medical services and international treatment. You also may seek treatment with the hospital or doctor of your choice - you are not required to use a preferred provider network. [more information]
While traditional domestic plans are available to permanent residents, family, friends and others who visit these individuals often need insurance protection while they are in the US. VisitorSecureSM is designed to protect these international visitors. The plan also provides an additional, economical option for US citizens traveling abroad. VisitorSecureSM provides quality insurance at a price that does not break the bank. It provides both inpatient and outpatient hospital benefits and many other valuable emergency travel features, giving you protection you can rely on. [more information]
Patient Protection and Affordable Care Act (“PPACA”): This insurance is not subject to, and does not provide certain of the insurance benefits required by, the United States PPACA. PPACA requires certain U.S. residents and citizens to obtain PPACA compliant insurance coverage. In certain circumstances penalties may be imposed on U.S. residents and citizens who do not maintain PPACA compliant insurance coverage. You should consult your attorney or tax professional to determine if PPACA’s requirements are applicable to you. The policy contains the plan benefits, including a lifetime maximum that you have selected. Please review your choices to ensure that you have sufficient coverage to meet your medical needs.