Wander Frequent Traveler Multi-Trip Travel Medical Insurance
Why Buy Annual Travel Insurance?
Did you know your health insurance at home does not always follow you when you travel abroad? No matter where you go, Wandersm Frequent Traveler is there with comprehensive medical coverage, an extensive network of providers, & 24-hour travel assistance. Make sure you receive the same level of care abroad that you have at home & let us take the worry out of your travel!
**The pricing on this plan is especially good for Non-US residents that never travel to the US.**
|Medical Maximum||$1,000,000 (age 65 to 75 available in reduced amounts)|
|Emergency Medical Evacuation/Repatriation||Up to $1,000,000 (in addition to the Medical Maximum)|
|Accidental Death & Dismemberment (AD&D)||$25,000 Principal Sum for Insured or Insured Spouse, $5,000 for Dependent Children|
|Follow Me Home Coverage||$5,000|
|Waiver Of Pre-Existing Conditions||Up to $20,000- See exclusion #1 for full details|
|Travel Assistance Services||Included- Available 24/7/365|
You may buy coverage for yourself, your legal spouse, & your unmarried dependent children over 14 days old & under 19 years. All applicants must maintain continuous medical insurance which provides coverage in his or her home country.
You are covered when traveling outside of your home country* on a covered trip. You may select Plan A which allows trips** of up to 30 days or Plan B which allows trips** of up to 45 days.
*Your home country is the country where you have your true, fixed & permanent home & principal establishment.
**A trip must have defined departure & return dates. It starts when you depart your home country & ends when you return to your home country or the 31st day of your trip (Plan A) or the 46th day of your trip (Plan B).
++Note: Not available to individuals who reside in Maryland or Washington State at the time of purchase.
Length of Coverage - Your policy period is 364 days.
Effective Date - Your policy begins on the latest of the following: 1) The date you request or 2) The date we receive & approve your application & payment.
Expiration Date - Your policy ends on the earlier of the following: 364 days after the effective date; the date you are no longer eligible for Wander; when the maximum benefit has been paid.
It is your responsibility to maintain all records regarding travel history, age, & student status & provide necessary documents to Seven Corners to verify eligibility if needed.
- View the Wander Frequent Traveler Program Summary (Certain Underwriters at Lloyd’s, London) for full details and restrictions.
- View the Wander Frequent Traveler Program Summary (Tramont Insurance Company Limited) for full details and restrictions.
Patient Protection and Affordable Care Act (“PPACA”): This insurance is not subject to, and does not provide certain of the insurance benefits required by, the United States PPACA. PPACA requires certain U.S. residents and citizens to obtain PPACA compliant insurance coverage. In certain circumstances penalties may be imposed on U.S. residents and citizens who do not maintain PPACA compliant insurance coverage. You should consult your attorney or tax professional to determine if PPACA’s requirements are applicable to you. The policy contains the plan benefits, including a lifetime maximum that you have selected. Please review your choices to ensure that you have sufficient coverage to meet your medical needs.