Wander Frequent Traveler

From SevenCorners

Available for all trips of 30 or 45 days duration or less per year, Wander Frequent Traveler is a comprehensive multi-trip travel medical plan that provides coverage for any new illness & injury that might occur while traveling outside of your home country.

**Note: Not available to residents of Colorado, Maryland, Washington, New York, and South Dakota as well as an address in Islamic Republic of Iran, Syrian Arab Republic, U.S. Virgin Islands, Gambia, Ghana, Nigeria, and Sierra Leone.

Quote & Buy Wander Frequent Traveler

Wander® Frequent Traveler Benefit Schedule



Medical Maximum
  • $1,000,000 medical maximum per period of coverage
  • Insureds age 65 to 75 traveling inside the United States are limited to $50,000
  • Insureds age 70 to 75 traveling outside the United States are limited to $100,000
$250 per person per covered trip
  • Inside the United States and Canada: After you pay the deductible, we pay 90% of the next $5,000 of eligible expenses, then 100% to your medical maximum.
  • Outside the United States and Canada: After you pay the deductible, we pay 100% to your medical maximum.
Hospital Indemnity
$100/night for a maximum of 30 days per occurrence, when traveling outside the U.S. & Canada.
Sudden Relief of Pain
$250 per coverage period
Accident Coverage
$500 for accidents
Emergency Medical Evacuation / Repatriation
$1,000,000 per coverage period (in addition to the Medical Maximum)
Follow Me Home Coverage
$5,000 per period of coverage
Return of Mortal Remains
$50,000 per coverage period
Political Evacuation & Repatriation
$50,000 per coverage period
Emergency Reunion
$50,000 per coverage period
Return of Minor Child(ren)
$50,000 per coverage period
Interruption of Trip
$5,000 per coverage period
Loss of Checked Luggage
$500 per occurrence
Local Ambulance Expense
$5,000 per coverage period
Emergency Room Illness
without in-patient hospitalization
Usual, reasonable and customary to the selected Medical Maximum & subject to an additional $250 deductible
Accidental Death & Dismemberment
  • $50,000 Principal Sum for Insured or Insured Spouse
  • $25,000 per child under 18 years
  • $250,000 maximum per family
Common Carrier AD&D
  • $50,000 per adult
  • $12,500 per child(ren) under age of 19
  • $250,000 Maximum per family
Hospital Room & Board
Usual, reasonable and customary to the selected Policy Maximum
Intensive Care
Usual, reasonable and customary to the selected Policy Maximum
Outpatient Medical Expense
Usual, reasonable and customary to the selected Policy Maximum
Usual, reasonable and customary up to $50,000
Waiver of Pre-Existing Conditions
  • $20,000 per period of coverage for U.S. citizens when traveling outside the United States & Canada
  • Limited to $2,500 for age 65 and over
Heart Attack & Stroke Beneft
Non-U.S. citizens receive $200 per day when hospitalized for a heart attack or stroke. Maximum benefit of $3,000 per period of coverage. (refer to exclusion #1 for details)
Benefit Period

90 days*

*What is a benefit period? It’s the amount of time you have from the date of your injury/illness to receive treatment. If your plan ends during your benefit period, you can still receive treatment if you are outside your home country. If you have returned home, there is limited coverage under the Follow Me Home benefit.

Country Restrictions

We cannot accept an address in Islamic Republic of Iran, Syrian Arab Republic, U.S. Virgin Islands, Gambia, Ghana, Nigeria, and Sierra Leone.

Emergency Medical Evacuation / Repatriation

If medically necessary, we will:

  • Transport you to adequate medical facilities.
  • Transport you home after receiving medical treatment related to a medical evacuation.

Political Evacuation and Repatriation

If a formal recommendation is made for you to leave the country, we will transport you to your home. This benefit will not apply if a formal Travel Warning was issued by the State Department, and you did not follow it.

Return of Mortal Remains

We will return your remains to your home country if you should die while traveling.

Emergency Reunion

If you require an emergency medical evacuation, we will send one person of your choice to be at your side while you are hospitalized.

Return of Minor Child(ren)

If you are traveling alone with minor children & are hospitalized because of a covered illness/injury, we will transport the children home with an escort.

Hospital Indemnity

If hospitalized while traveling outside the United States or Canada, you will receive $100 for each night in the hospital. You may use these incidental funds as you wish.

Interruption of Trip

If you cannot continue your trip due to an immediate family member’s death or because of damage to your residence (fire, flood, tornado, or similar natural disaster), we will reimburse you for the cost of economy travel to your home.

Terrorism Benefit

If you are injured due to terrorist activity, we will provide benefits as stated. See policy for details.

Optional Hazardous Sport Coverage

To cover motorcycle / motor scooter riding (whether as a passenger or driver), hang gliding, parachuting, bungee jumping, water skiing, snow skiing, snowmobiling, spelunking, and snowboarding.

Follow Me Home Coverage

U.S. citizens traveling outside the U.S. & Canada

We pay up to the specified limit for a sudden, unexpected recurrence of a pre-existing condition. This benefit does not cover known, required, or expected treatment of any kind existent or necessary for 12 months before your coverage began.

Heart Attack & Stroke Benefit

Non-U.S. citizens traveling inside the U.S.

We pay the specified amount for each night you are hospitalized if you are admitted for a heart attack or stroke, regardless of whether the condition is pre-existing.

Refund of Premium / Cancellation

Refund of total plan cost will be considered if you provide a written request to Seven Corners before your effective date. If your request is received after your effective date, the unused portion of the plan cost may be refunded, minus a cancellation fee, if you have not submitted a claim.


Filing a claim is easy! Simply send the itemized bill to Seven Corners within 90 days, along with a completed claim form. Payments can be converted to a currency of your choosing. You’re only responsible for your deductible & coinsurance & any non-eligible expenses.

Patient Protection and Affordable Care Act

(“PPACA”): This insurance is not subject to, and does not provide certain of the insurance benefits required by, the United States PPACA. PPACA requires certain U.S. residents and citizens to obtain PPACA compliant insurance coverage. In certain circumstances penalties may be imposed on U.S. residents and citizens who do not maintain PPACA compliant insurance coverage. You should consult your attorney or tax professional to determine if PPACA’s requirements are applicable to you. The policy contains the plan benefits, including a lifetime maximum that you have selected. Please review your choices to ensure that you have sufficient coverage to meet your medical needs.

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