Reside Worldwide Medical Insurance
Reside is a scheduled benefit plan that provides worldwide coverage with the flexibility and security you need. Whether you are a U.S. citizen spending extended time overseas or a foreign national looking for added protection in your home country and while traveling abroad, Reside follows you wherever you go. With a worldwide network of providers, a 24-hour assistance team, and a seasoned administrative staff, we are here to ensure you receive the best care when you need it.
- up to US$5,000,000 in Lifetime Coverage.
- Covered Worldwide.
- Scheduled Benefits show exact amount of the covered benefits.
RESIDE Worldwide Medical Plan is Ideal for the following....
- International Citizens residing in foreign countries who desire the flexibility to travel and not loose protection.
- Missionaries, consider the cost effective solution when spending years abroad. With a scheduled benefit plan, you are only paying for the coverage you require.
- Foreign Nationals who do not travel, but seek the security and flexibility of a worldwide insurance program administered in the United States.
Are you eligible for the RESIDE Worldwide Program?
The Reside program is available to persons of any country who are at least fourteen (14) days of age and have not yet reached age seventy-five (75). As long as your coverage begins before your 75th birthday, you are eligible for renewal.
For US Citizens: With both treatment area options, your time in the U.S. must be limited to 180 days in any given 364-day period. If you exceed 180 days, your coverage will immediately terminate.
For Non-US Citizens:For Treatment Area A (including the U.S. & Canada), if you are located in the United States for more than 30 days after your Effective Date, and if you will be in the United States for more than 180 days in any given 364-day period, a Proof of Eligibility Form verifying that you are not eligible for other health insurance must be submitted with the Application. Please see the Certificate of Coverage for more detail.
For Treatment Area B (excluding the U.S. & Canada), your time in the United States must be limited to 180 days in any given 364-day period. If you exceed 180 days, your coverage will immediately terminate.
*It is your responsibility to maintain all records regarding travel history, age and student status and provide any documentation to the Administrator which would verify Eligibility Requirements.
PPO Facilities / Prenotification...
To ensure the best possible care is received, insureds must utilize a network of doctors and hospitals within the United States. A listing of these facilities can be found at SevenCorners Provider Network.
It is important to note that Reside is a program for international citizens, and Lloyd's of London and Tramont Insurance Company Limited are both international insurance entities. Lloyd's of London operates as a surplus lines insurer in most U.S. states. Tramont Insurance Company Limited operates as an authorized insurer worldwide (coverage with Tramont cannot be initiated and purchased in the British Virgin Islands, U.S. Virgin Islands, and the U.S., although you are covered in these areas per the plan requirements). Coverage and benefits under Reside are not regulated by any U.S. state insurance department.
The information concerning Reside is not intended to be an offer to sell Reside or a solicitation by Seven Corners, Inc., Lloyd's of London, or Tramont Insurance Company Limited in any jurisdiction where any such sale would be unlawful, or in which Seven Corners, Lloyd's of London, and Tramont Insurance Company Limited are not qualified to do so. Reside may not be available in all situations or jurisdictions. Reside is intended for persons living or traveling outside the United States.
Patient Protection and Affordable Care Act (“PPACA”): This insurance is not subject to, and does not provide certain of the insurance benefits required by, the United States PPACA. PPACA requires certain U.S. residents and citizens to obtain PPACA compliant insurance coverage. In certain circumstances penalties may be imposed on U.S. residents and citizens who do not maintain PPACA compliant insurance coverage. You should consult your attorney or tax professional to determine if PPACA’s requirements are applicable to you. The policy contains the plan benefits, including a lifetime maximum that you have selected. Please review your choices to ensure that you have sufficient coverage to meet your medical needs.