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International Health Insurance > HTH Worldwide

Global Citizen International Health Insurance

Global Citizen EXP Health Plan Benefits

  Outside U.S.
Lifetime Maximum per Insured Person
$5,000,000
Preventive and Office Visits
Insurer Waives Deductible
Physician Office Visits (Adult)
All except a $10 copay per visit1
Physician Office Visits (Children 0-18)
100%
Child Immunizations, Lab work & X-rays
100%
Women: (25 and Older)
Routine Pap Smears, annual mammogram
100%
PSA for Men
100%
One Routine Physical Per Year
100%
Professional Services
Insurer Pays After Deductible is Met
Surgery, anesthesia, radiation therapy, in-hospital doctor visits, diagnostic X-ray and lab work.
100%
Inpatient Hospital Services
Insurer Pays After Deductible is Met
Surgery, X-rays, in-hospital doctor visits, Organ/Tissue Transplant
100%
In-patient medical emergency2
100%
In-patient drugs
100%
Ambulatory and Therapeutic Services
Insurer Pays After Deductible is Met
Ambulatory Surgical Center
100%
Ambulance Service
100%
Accidental Dental
$1,000 per year, $200 per tooth
Acupuncture and Chiropractic Services
100% up to $2000
Durable Medical Equipment
100%
Infusion Therapy
100%
Physical/Occupational Therapy
$30/visit, 12 visits per year
Basic Prescription Drug Benefit
50% of actual charges up to $500
Optional Prescription Drug Benefit
Insurer Pays After Deductible is Met
Subject to $3,000 Maximum Benefit per Insured Person per Policy Period. 80% of actual charges
Global Travel Benefits
Insurer Pays Without a Deductible
Medical Evacuation
Up to $100,000
Repatriation of Remains
Up to $25,000
Accidental Death and Dismemberment
$50,000

Maternity Benefits

After 12 months of continuous coverage, Global Citizen members may renew their coverage or apply for a new plan that covers maternity costs in the same way as all other medical conditions.

To be eligible for the maternity benefit, a member must not be pregnant at the time of upgrade.

  
Global Citizen EXP Plan 1,2,3 Deductible
Elite
$0
500
$250
1,000
$500
2,000
$1,000
5,000
$2,500
10,000
$10,000
25,000
$25,000
  1.  Copay waived when visiting an HTH Worldwide contracted provider.
  2. Emergency room visits that do not result in inpatient admissions will be subject to a $50 penalty.
  3. Out of Pocket Maximums exclude the Deductible.

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